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Reference Lookup · Pennsylvania + New Jersey

Interest Calculator

Pre-judgment and post-judgment interest calculation for PA (41 P.S. § 202) and NJ (R. 4:42-11). Presets for standard rates plus custom rate input.

Read this first. NJ post-judgment interest under R. 4:42-11 changes annually based on the Cash Management Fund rate. Presets reflect commonly cited defaults but you should verify the current-year rate against the Judiciary's published schedule. For pre-judgment interest, applicability and rate depend heavily on the type of claim.
Interest calculation
PA statutory rate is 6% simple under 41 P.S. § 202. NJ post-judgment rate under R. 4:42-11(a) is tied to the Cash Management Fund and revised yearly. Verify the current rate.
Simple interest is standard for statutory judgment interest in both PA and NJ. Use compound only when the underlying instrument or contract calls for it.
Result
Rate reference

Standard interest rates in PA and NJ practice.

These are the rates most commonly applied. Any specific case may involve different rates set by contract, statute, or court order. Always confirm before relying.

  • PA
    Post-judgment interest. 6% simple per annum on money judgments.
    41 P.S. § 202
  • PA
    Pre-judgment interest (contract). 6% simple from date payment was due, as a matter of right.
    41 P.S. § 202; case law
  • PA
    Pre-judgment interest (tort). Generally not recoverable except in specific circumstances (delay damages under Pa.R.C.P. 238 in personal injury cases).
    Pa.R.C.P. 238
  • NJ
    Post-judgment interest. Set annually by the Administrative Office of the Courts using the average return of the State of NJ Cash Management Fund for the preceding year, with 2% added on judgments exceeding $15,000.
    R. 4:42-11(a)
  • NJ
    Pre-judgment interest (tort). Same rate as post-judgment. Awarded as a matter of right in tort cases per Rule 4:42-11(b).
    R. 4:42-11(b)
  • NJ
    Pre-judgment interest (contract). Court's equitable discretion. Rate typically follows R. 4:42-11(a) unless the contract provides otherwise.
    Case law; R. 4:42-11(a) by reference
  • FED
    Federal post-judgment interest. Weekly average 1-year constant maturity Treasury yield for the week preceding entry of judgment.
    28 U.S.C. § 1961